Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee be (in percentage terms) on the new mortgage? (Lenders typically charge 1 percent when refinancing a loan.)

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7. How many points (in percentage terms) will you be paying for the new loan?

%

8. What other closing/fixed costs (in dollar terms) are there?

$
 
   
   
Lifetime Strategies Group a Member of John Hancock Financial Network
5005 LBJ Freeway, Suite 1300 • Dallas, TX • 75244
Phone: (972) 774-0700 • Fax: (972) 774-1962
www.lifetimestrategiesgroup.com • dfw@jhnetwork.com

Lifetime Strategies Group is indepedent of John Hancock and Signator Investors, Inc.

5005 LBJ Fwy , Suite 1300 - DALLAS, TX 75244 - 972-774-0700

We are licensed to sell Insurance Products in the following states:
Arkansas, California, Florida, Georgia, Louisiana, Maine, New York, Texas.

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