Business Solution

Working closely with your legal and tax advisors, we can help you reach your business and estate planning goals with solutions that will help to maximize your personal benefits to help recruit and retain employees, protect against loss of key employees, and create ownership succession strategies.  These solutions can help build your business and transfer wealth to future generations.  Once your customized stragey is in place, we continue to support you by conducting ongoing reviews to ensure that it is on track. 

Retirement Planning Stratgies

Qualified plans can help owners and employees build financial independence.  Some examples are 401(k), pension, profit sharing, SIMPLE, and Defined Benefit plans.

Executive Compensation Strategies

We design supplemental pension, deferred compensation, executive bonus, and other retirement and incentive compensation programs.  These programs can help motivate key people with financial incentives that enhance employee retention.

Employee Benefits

We can help you create the employee benefit package that's right for your business, including disability income insurance, long term care insurance, employee voluntary plans and cafeteria plans.

Educational Services

We can conduct seminars for your employees on their retirement packages.  As a value-added service, we offer educational seminars on a variety of financial topics.

Key Person Insurance

The dealth or disability of a key employee can create serious problems for a business.  We can help you protect against this loss.

Business Succession Strategies

A succession plan should be tailored to your wealth transfer objectives.  We can provide life insurance and disability income insurance funding for a Buy-Sell Arrangement to provide for the orderly disposition of a closely held business in an owner dies, becomes disabled or sells.

For family business owners, we identify alternative strategies to help equalize estate assets among all children--whether they're active or inactive in the family business.